Testimonials

PC HOA faced a critical insurance renewal that threatened the community’s operating budget. With premiums rising, deductibles increasing, and no competitive options available, the board needed a fast, decisive solution. Engaged under a tight three week deadline, Starnet Insurance Group delivered a replacement program that produced substantial savings while preserving strong coverage across property, general liability, and umbrella policies. The Challenge The HOA’s prior renewal terms had become increasingly costly, creating immediate budget pressure and long term financial risk. The Board required competitive quotes for property insurance, HOA general liability insurance, and HOA umbrella coverage within a compressed timeframe. Market conditions and the age of the property limited carrier appetite, and many insurers were reluctant […]

HB HOA had been insured with a major captive insurance company for many years when an unexpected non renewal notice left the community exposed and uncertain about its insurance future. With the carrier exiting the market, rising premiums, and tightening underwriting guidelines, securing comprehensive HOA insurance became an urgent and complex challenge. The Challenge HB HOA faced multiple obstacles in securing replacement coverage: • A recent general liability claim made the account less attractive to many carriers. • The association needed competitive pricing across several lines of coverage, not just property. • They were already working with two other agencies — a major captive agency and an independent broker — with limited results. • Many […]